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Company Profile

In 2005, several prominent members of the local business community began discussing the need for a bank that understands and addresses the needs of local businesses. They recognized a void in the local banking market – the need for local decision making where bankers take the time to get to know their customers and to understand their business and personal banking needs. These initial conversations were the impetus behind the ultimate formation of Bank of Cape Cod. After 18 months of careful planning, a lengthy regulatory review and approval process and a stunningly successful capital campaign, the Bank opened its main office at 232 Main Street, Hyannis in the fall of 2006. The reception and interest in the bank was strong and business grew rapidly. In March of 2008 a branch office at 57 West Bay Road, Osterville opened.

The Management, Associates and Directors of Bank of Cape Cod believe in the Cape Cod community and are committed to making a difference in the lives of its businesses and residents. We are community bankers by action and not just intention. We actively support the interest of our employees and encourage their involvement in organizations of their choice. We are pleased to further demonstrate this commitment to the local community by providing financial support to a wide range of non-profit organizations whose work directly improves the lives of the residents of Cape Cod.

Directors of Bank of Cape Cod

Robert A. Pemberton
Mr. Pemberton serves as the Chairman of the Bank’s Board of Directors. He was the founder and Chairman of Infinium Software, Inc., a Cape Cod-based provider of enterprise level business software applications, until the sale of the company in 2002. Mr. Pemberton remains active in private investment activities. He is a resident of Osterville, Massachusetts.

Timothy T. Telman
Mr. Telman serves as the President and Chief Executive Officer of the Bank. Prior to founding the Bank and organizing the founding group, he was a founder and the Chief Financial Officer of Aptium, LLC, and prior to that, was a co-owner and the Chief Financial Officer of Hyannis Whale Watcher Cruises, a Cape Cod tourist attraction. Earlier in his career, Mr. Telman served in various senior banking positions with Bank of New England, Bank of Boston and Brown Brothers Harriman & Co. Mr. Telman is a resident of Barnstable, Massachusetts.

Vincent Cremona 
Mr. Cremona is president of Cremona Consulting, a privately held firm that provides management and marketing services. Prior to his latest venture, in July 2003, Mr. Cremona became a partner and investor in Qantum Communications to run Qantum of Cape Cod LLC, which purchased the Makkay Broadcasting stations on Cape Cod then merged them with an acquisition of the Boch Broadcasting stations. Mr. Cremona has been involved in the radio broadcasting business in various entrepreneurial and investor capacities since the mid-1960s, having held various management positions at NBC Radio New York as well as other radio stations in New York and Connecticut. Mr. Cremona is a resident of Marston Mills, Massachusetts.

David M. Dunford
Mr. Dunford is retired. He is a Chartered Financial Analyst and has previously managed assets primarily for institutional clients, including insurance companies, pension funds and endowment funds. He also serves on the Board of Selectmen for the Town of Orleans. Mr. Dunford is a resident of South Orleans, Massachusetts.

John T. Grady, Jr.
Mr. Grady is a Senior Advisor at Moelis & Company and previously was the Director of New Business Development at Athena Capital.  Prior to joining Athena, Mr. Grady was a managing director at Lehman Brothers and also spent 14 years at State Street Global Advisors in various senior capacities.  Earlier in his career, Mr. Grady served as Director of Sales at Bank of New England and Shawmut Bank.  Mr. Grady resides in Hingham and Truro, Massachusetts.

Robert B. Kinlin
Mr. Kinlin is president and co-founder of Robert Paul Properties.  An Osterville resident, Mr. Kinlin has more than 30 years of experience in the real estate industry and is recognized as a leader in sales of luxury and waterfront properties on Cape Cod. In 2009, Kinlin co-founded Robert Paul Properties to serve Cape Cod, the Islands and South Coast of Massachusetts.  Previously, he co-founded Kinlin Grover Real Estate in 1994. He is a member of the Cape Cod and Islands Association of Realtors, Massachusetts Association of Realtors, and the National Association of Realtors.  He is involved in many educational and charitable associations including Cystic Fibrosis Foundation, Cape Cod Academy, Boston College and is a board member for National Alliance on Mental Health-Cape Cod.

John C. Mechem
Mr. Mechem is a partner at Executive Resources International LLC, an executive recruiting firm, and is director of the firm’s financial services search practice.  Prior to joining ERI, he was a managing partner at Global Atlantic Partners LLC, an executive search and financial consulting firm, the president of JNB Associates, an executive search firm specializing in the community and regional bank sector, and a senior executive at Bank of Boston where he spent over 30 years in various executive management positions and in various locations around the world.  Mr. Mechem resides in Boston and Osterville, Massachusetts.

Robert C. Pemberton
Mr. Pemberton is the founder and Chief Executive Officer of Aptium, LLC, a Cape Cod-based provider of enterprise interaction management and business process solutions and services. Prior to founding Aptium, LLC in 2003, Mr. Pemberton was the Vice President of Research and Development at Infinium Software, Inc. Mr. Pemberton is a resident of Osterville, Massachusetts.

Alec H. Petro
Mr. In 2002, Mr. Petro founded Fort Hill Capital Management based in Duxbury, Massachusetts as a quantitative proprietary hedge fund specializing in equity derivatives. In 2007 Mr. Petro co-founded Bay Hill Capital Management LLC, a $100 million Volatility Arbitrage Hedge Fund and presently manages Bay Hill’s day-to-day operations where he is Managing Partner.  Fort Hill Capital is also a founding partner of Absolute Investment Advisers, a $3.3 billion absolute-return mutual fund.  Mr. Petro is presently an Adjunct Professor in the Finance Department of Boston College where he teaches classes on Hedge Funds.  He resides in Duxbury, Massachusetts.

John H. MacKinnon
Mr. MacKinnon is retired.  He is a Certified Public Accountant and former Partner in the Middle Market Advisory Services Practices with PricewaterhousCoopers LLP in Boston and was a Supervising Auditor at Edwin L. Pride & Company.  Mr. MacKinnon is a resident of Hingham and Osterville, Massachusetts.

Charitable giving at Bank of Cape Cod

Contributing to the well-being of our Cape Cod community is an important priority at Bank of Cape Cod. The bank provides financial support to many local organizations and groups, continually looking for ways to help worthy causes that have a meaningful impact in the community. Bank of Cape Cod also encourages and supports its team members in their efforts to give back to the community with their time and talents.

Bank of Cape Cod supports health and human services programs, arts and culture, youth and education as well as several other programs and organizations. Some of the organizations include A Baby Center, Hyannis; Falmouth Service Center; Salvation Army; JFK Hyannis Museum; Cape Cod Times Needy Fund; Falmouth 300 Land Trust; Historic Highfield Hall; Falmouth Artists Guild; Arts Foundation of Cape Cod; Osterville Village Library; CapeAbilities; United Way; YMCA of Cape Cod; Osterville Rotary Club; Cape Cod Healthcare; Cape Cod Community College; and Independence House, Hyannis.

We welcome requests from groups and organizations within the Bank of Cape Cod geographic footprint. Given the volume of requests received, however, Bank of Cape Cod cannot meet all the financial demands. Any requests should be in writing and clearly state the purpose of the request, the amount, and how the donation will benefit the community or organization being served. All requests should be received at least one month in advance of an event or when funding is needed.

Requests should be sent to Mark Skala, director of marketing and community relations, Bank of Cape Cod, 232 Main St., Hyannis, MA 02601, or by email mskala@bankofcapecod.com. You may also contact him for further information or assistance.    

Bank of Cape Cod Social Media Statement

At Bank of Cape Cod, we are excited to be a part of the Social Media revolution so we have yet another means to communicate with our customers and friends. In order to keep the conversation flowing and your personal information safe online, we recommend when visiting our Facebook page or other Social Media sites you follow some of these helpful guidelines.

Account help: If you have questions or need help with your account, please call or visit one of our branches. Our branch information: Hyannis, 232 Main St., 508-568-2300; Osterville, 57 West Bay Road, 508-568-2400; and Falmouth, 445 Main St., 508-444-1610.

Private or confidential information: Never provide or post any confidential information, such as details about your account or other personal information. We will never ask you to provide this information through Facebook or any other type of Social Media channel.

Communication: We welcome your feedback and input, but we request individuals refrain from using offensive language or personal attacks. Bank of Cape Cod's Social Media policy is that access may be denied or terminated if users upload or make accessible infringing content.

Opinions/endorsements: Bank of Cape Cod does not endorse any comments made by its employees, unless they are an authorized representative of the bank. All unofficial statements and viewpoints expressed on Social Media channels are stricly those of an individual. Bank of Cape Cod is not responsible and does not endorse any advertised posts or comments by Facebook or third party sites or applications that may appear on the bank's Facebook page.

Bank of Cape Cod will post photographs taken at bank-sponsored events and local events in galleries and photos on its Facebook page. It is our policy not to tag individuals in photos, but will allow other users to tag themselves and others in photos. To request an image be removed from Bank of Cape Cod's Facebook page, please contact Mark Skala, director of marketing and community relations at the bank, via email at mskala@bankofcapecod.com.

Keep in mind that the guidelines listed here are subject to change at any time.