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Loans
Fixed-Rate Mortgage
This is a conventional loan with a fixed rate of interest that guarantees the same monthly payment for the life of the loan. There are several products available with varying maturities and closing cost structures.
Adjustable-Rate Mortgage (ARM)
Adjustable-rate mortgages offer rates that are set for specific periods of 1, 3, 5 or 7 years and then adjusts annually thereafter.
Home Equity Line of Credit
A home equity line of credit is a form of revolving credit in which your home serves as collateral. You may borrow funds and repay them at your discretion.
Home Equity Loan
Home equity loans provide a qualified homeowner with a fixed loan amount and rate for a specific period of time in which your home serves as collateral.
Collateral Loan
This is an installment loan that enables qualified individuals to borrow for a specific period of time. The loan can be secured by a savings account or certificate of deposit and rates vary with the term and principal amount.
Auto/Boat Loans
With a Bank of Cape Cod auto or boat loan, qualified borrowers can finance new or used cars, boats, or motor homes.
Personal Line of Credit
A personal line of credit is a form of revolving debt that is tied to a personal checking account. Credit line limits are determined by an individual’s credit profile.