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Rates1

Effective November 09, 2009


Account/Minimum Daily Balance for APY

Interest Rate

Annual Percentage Yield (APY)

Minimum Opening Balance



Admiral Savings
(All balances) .50% .50% $100


Regular Savings
(All balances) .50% .50% $100


Money Market Account
$0-$2,499.99 .25% .25% $2,500
$2,500-$9,999.99 .25% .25%
$10,000 and Over .50% .50%


Premier Money Market
$0-$49,999.99 1.00% 1.00% $2,500
$50,000-$99,999.99 1.24% 1.25%
$100,000+ 1.49% 1.50%


NOW Checking
(All balances) .25% .25% $2,500


Super NOW Checking
$0-$1,499.99 .25% .25% $100
$1,500-$2,499.99 .50% .50%
$2,500 and Over .75% .75%


Admiral Checking
(All Balances) 1.49% 1.50% $5000


Certificates of Deposit (Penalty for early withdrawal)
3-Mo. CD 1.00% 1.00% $1,000
6-Mo. CD 1.194% 1.20% $1,000
9-Mo. CD 1.443% 1.45% $1,000
1-Yr. CD 1.49% 1.50% $1,000
15-Mo. CD 1.59% 1.60% $1,000
18 Mo. CD 1.69% 1.70% $1,000
2-Yr. CD 1.8352% 1.85% $1,000
3-Yr. CD 1.98% 2.00% $1,000
4-Yr. CD 2.23% 2.25% $1,000
5-Yr. CD 2.47% 2.50% $1,000


Individual Retirement Account (Penalty for early withdrawal)
1-Yr CD 1.49% 1.50% $500
3-Yr CD 1.98% 2.00% $500
5-Yr CD 2.47% 2.50% $500

1 Rates are subject to change without notice after account is opened for all accounts except certifcates.
   

2 Service fees may reduce earnings

508-568-2300  •  232 Main St. Hyannis, MA 02601 •  © 2006 Bank of Cape Cod  •  Member FDIC  •  Equal Housing Lender